Good connoisseurs claim that cars are divided into good and bad, not old and new. Depending on your needs, you can arrange either Hull or Hull Collision Insurance.
What is your car thinking of?
Maybe we cannot guess the thoughts of your car, but we certainly can guess what it needs. The Hull proposal is always the best choice for you and your four-wheeler.
What is the difference between the Hull Insurance and Hull Collision Insurance?
| Hull | Hull Collision | |
| Vehicle age | No limit | There is no limit |
| Sum insured | Actual value of the vehicle | Predefined exhaustible „ first loss“ sum insured |
| Insurable vehicles | All types of motor vehicles and trailers on land and their components | Standard passenger motor vehicles |
What do you need to know about Hull Insurance?
Hull Insurance covers standard risks such as traffic accident, fire, explosion, storm, flood and other natural catastrophes, third party frivolous and vexatious acts and other perils as well as the additional risk of theft.
Supplementary to Hull insurance, you can effect other insurance types such as insurance of working machines and vehicles against breakdown, luggage in busses, advertising and other inscriptions on the vehicle.
You can also take out Hull Insurance during the delivery of vehicles per axe, taking part in sports competitions or during test drives and rides in warehouses.
What do you need to know about Hull Collision Insurance?
Collision means a traffic accident that occurred or began on a public road, in which two vehicles came into contact with each other and which resulted in the destruction of or damage to the insured vehicle, if the insured or the driver who was driving the vehicle is fully or partly responsible for the occurrence of the damage and for which there is a record, report or official police note.
Insurance premium is determined based on: selected sum insured, engine power, agreed deductible, vehicle age, and other factors defined in the tariff.
Important questions
What is the territorial scope under Hull and Hull Collision Insurance?
Hull and Hull Collision Insurance policy is valid on the territory of Serbia, Europe, Turkey and Russia.
How is bonus calculated?
For a vehicle that has been continuously covered by Hull insurance for at least one year, and provided no claims were reported and paid in that period, a 10% bonus per year of insurance (up to a maximum of 50%) is granted.
What is possible deductible amount for contracting Hull Policy Policy and Hull Collision?
Hull Insurance is effected with absolute deductible and possibility to choose relative (percentage) deductible.
Hull Collision is contracted with compulsory absolute deductible of 100 or 200 EUR.
How is insurance premium determined?
Hull insurance provides the most comprehensive and broadest coverage for a vehicle insured at actual value, and the price depends on the actual value of the vehicle and numerous other factors. Hull Collision Insurance is designed for policyholders who want to protect their vehicle only in the event of the most common risk – a traffic accident for which they are partially or fully responsible. With a premium starting at 30 EUR, this is the most affordable product.
What is the due date for indemnity payment?
Fourteen days from the date of completion of the documentation.
This text is for information only. More detailed information and a proposal tailored to your needs are available at all points of sale of the Company or by calling 0800 386 286 free of charge.
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