Whole life and Whole life together

Whole life insurance covers only the death risk of one person, where the agreed sum insured is paid to the beneficiary or beneficiaries indicated in the policy.

Lifelong mutual insurance covers only the death risk of the insured persons, where two persons with common interest are covered by one policy (spouses, family members, business partners…). If one insured person dies during the insurance period, the sum insured is paid out to the surviving insured. If both insured persons die at the same time, the sum insured is paid out to the beneficiary or beneficiaries indicated in the policy, or to the legal heirs of the policyholder if the beneficiary is not defined.

In addition to standard insurance, there is an option to conclude the insurance coverage that will protect you against additional risks – accident insurance.

My term life and My term life togehter

Term life insurance enables you to contract high sum insured and pay low premium amounts:

• insurance covers only the death risk of one insured person during the agreed insurance period;
• mutual life insurance that covers only the death risk of the insured during the agreed insurance period;
• two persons who share common interests are covered by one policy (spouses, family members, business partners…);
• when one insured person dies during the insurance period, the sum insured is paid out to the surviving insured;
• if both insured persons die at the same time, the sum insured is paid out to the beneficiary or beneficiaries indicated in the policy, or to the legal heirs of the policyholder if the beneficiary is not defined.

In addition to standard insurance, there is an option to conclude the insurance cover that will protect you against additional risks – accident insurance.

My loan +

This service is intended for the persons who are in the process of bank loan repayment and seriously and responsibly consider any adverse financial consequences that may befall their families because of an unwanted event. In the event of borrower’s death, the unpaid loan amount will be fully settled and the family will not inherit the debt and be left unprotected.

Group term life

Any success of a company is strongly dependant on employees. Wise employers know how important employee satisfaction is and take care of employees and their families.
Employees’ group term life insurance is intended for those employers who take the families of their employees seriously and responsibly and think of adverse material consequences that a family may suffer in the event of an employee’s death.
This insurance does not contain the element of savings and therefore enables high sums insured with very favourable premiums.
In addition to standard insurance, it is possible to take out Group Workmen’s Compensation Insurance (accident).

Supplementary accident insurance

This insurance may be contracted only upon taking out a standard life cover.
Covered risks are accidental death and permanent disability due to accident.
Additional risks that may be contracted are death of the insured due to a traffic accident; bone fracture as a result of an accident; surgical intervention as a result of an accident; stay at hospital for the purpose of treatment of the insured as a result of an accident (daily allowance for stay at hospital).

Important questions