{"id":60401,"date":"2021-05-24T13:44:35","date_gmt":"2021-05-24T12:44:35","guid":{"rendered":"https:\/\/stage.dunav.com\/podrska-pri-lecenju-tezih-oboljenja\/"},"modified":"2022-12-22T12:54:01","modified_gmt":"2022-12-22T11:54:01","slug":"support-in-treating-critical-illnesses","status":"publish","type":"page","link":"https:\/\/stage.dunav.com\/en\/insurance\/health\/support-in-treating-critical-illnesses\/","title":{"rendered":"Support in treating critical illnesses"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60404&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 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margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-b0da0e93a1ec52de0b3d2b30809292ef .dt-text-desc {\n  margin-bottom: 0px;\n  font-size: 15px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-b0da0e93a1ec52de0b3d2b30809292ef layout-1  vc_custom_1633431367466 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-quote-left\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-quote-left\"><\/i><\/span><\/span><h5 class=\"dt-text-title\"  >Put some more effort into your carefree future<\/h5><div class=\"dt-text-desc\">We always need a friend to share our joy and take our disquiet away. When facing a difficult path, it is crucial to stay brave and strong, and focus our energy on recovery. Only a true friend is always by your side and supports you at most difficult times.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Insurance of persons in the event of critical illnesses and surgical interventions<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629455948487{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Insurance of Persons against Critical Illnesses and Surgical Interventions may be concluded irrespective of the insured\u2019s status under the Compulsory Health Plan. As a protective measure, this type of insurance allows you to be responsible to yourself and others, and take control in shaping your future. In addition, this insurance is intended for all employers who, in this way, enable their employees to enjoy additional safety in their everyday lives.<\/p>\n<p>By concluding the contract on Insurance of Persons against Critical Illnesses and Surgical Interventions, the Insured is allowed to receive pecuniary compensation not provided for under the Compulsory Health Plan, in the event of:<\/p>\n<ul>\n<li>critical illnesses first occurred and diagnosed during the agreed insurance period;<\/li>\n<li>surgical interventions made during the agreed insurance period, provided that the need for them first arose during the insurance period.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1621429252914{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Insurance against the risk of cancer &#8211; Cancer protection<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629455957269{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Cancer Protection represents a new generation of critical illness insurance and includes a single payment of the sum insured in the event that during the insurance period the insured person is diagnosed with cancer:<\/p>\n<ul>\n<li>in the event of establishment of initial diagnosis of non-invasive cancer, 15% of the sum insured will be paid, and the insurance will continue to be valid only in case the insured person is diagnosed with invasive cancer;<\/li>\n<li>in the event of establishment of initial diagnosis of invasive cancer, 100% of the sum insured will be paid, and the insurance will terminate.<\/li>\n<\/ul>\n<p>Additional benefit of this insurance is medical second opinion service which, according to the Insurance Terms and Conditions, may be used more than once during the insurance period.<\/p>\n<p>Second Medical Opinion service for our insureds is ensured by MediGuide company.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1634219340351{padding-top: 3em !important;padding-bottom: 2.5em !important;background-color: #f3f3f3 !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Important questions<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629455974468{padding-top: 1.5em !important;padding-bottom: 1em !important;}&#8221;][vc_row_inner gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Who are insurance policies for support in treating critical illnesses intended for?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633432148326{padding-bottom: 20px !important;}&#8221;]Insurance may be taken out by any person who expresses a wish to conclude the insurance contract with the insurer. Insurance of persons against critical illnesses and surgical interventions may be concluded as individual and group insurance. Group insurance is concluded according to the policyholder`s records, for all employees, organisation members, etc.[\/vc_toggle][vc_toggle title=&#8221;Determining insurance premium and payment method in insurance of persons against critical illnesses and surgical interventions?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633432166046{padding-bottom: 20px !important;}&#8221;]Amount of the insurance premium depends on the method of contracting, selected sums insured to which the coverage is written, scope of cover, and other parameters determined by the Insurer. Premium is paid within the period determined in the insurance contract or policy.[\/vc_toggle][vc_toggle title=&#8221;Exercising rights arising from the contract on insurance of persons against critical illnesses and surgical interventions?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633432183934{padding-bottom: 20px !important;}&#8221;]Upon occurrence of the event insured against, the Insurer pays out the sum insured or a percentage thereof agreed for the illness first occurred and diagnosed during the insurance period (myocardial infarction, cerebral infarction, malignancy, lyme disease, etc.), and\/or the sum insured or a percentage thereof agreed for surgical intervention performed on the insured during the insurance period, provided that the need for surgical intervention arose during the insurance period. The contractually agreed sums insured represent the limit of Insurer&#8217;s liability.[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;What is the amount of the sum insured in Cancer Protection Insurance?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633432198934{padding-bottom: 20px !important;}&#8221;]The amount of the sum insured is predetermined and may amount to 500.000, 1.000.000, 3.000.000, or 5.000.000 Dinars.[\/vc_toggle][vc_toggle title=&#8221;Are there any exclusions of insurer\u2019s liability in Cancer Protection Insurance?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633432270741{padding-bottom: 20px !important;}&#8221;]Pre-existing condition represents the grounds for the exclusion of the Insurer\u2019s liability to pay the sum insured or its part, in the event of:<\/p>\n<ul>\n<li>any form of tumour, cancer, leukaemia, lymphoma, pathological changes on the skin or moles which have bled, become painful, changed in colour or increased in size, or<\/li>\n<li>colon polyposis, inflammatory bowel disease (Crohn disease or ulcerative colitis), polycystic kidney disease, benign breast disorders, asbestosis, any form of hepatitis or liver cirrhosis.<\/li>\n<\/ul>\n<p>The Insured person, who is confirmed to have suffered from a pre-existing condition, is entitled to the Medical Second Opinion service.[\/vc_toggle][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#ffffff&#8221; 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.text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5.layout-1 {\n  grid-template-columns: 60px minmax(0,1fr);\n  grid-column-gap: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5.layout-2 {\n  grid-template-columns: minmax(0,1fr) 60px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5.layout-3 {\n  grid-template-columns: 60px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5.layout-3 .dt-text-title {\n  margin-left: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5 .dt-text-title a {\n  color: #ffffff;\n  background: none;\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5 .dt-text-desc {\n  color: #ffffff;\n  background: none;\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-673bfd5b7fac607127ffe3a27ccbc6e5 layout-1  vc_custom_1633432284468 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-info\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-info\"><\/i><\/span><\/span><div class=\"dt-text-desc\">This text is for information only. More detailed information and a proposal tailored to your needs are available at all points of sale of the Company or by calling 0800 386 286 free of charge.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1670596087088{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1670596101960{padding-top: 0px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}&#8221; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 alignnone  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:1000px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img fetchpriority=\"high\" decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20350%20350&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg 350w\" loading=\"eager\" sizes=\"(max-width: 350px) 100vw, 350px\" width=\"350\" height=\"350\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/support-in-treating-critical-illnesses\/uslovi-350-350-s-2-2\/\" style=\"--ratio: 350 \/ 350;\" alt=\"\" \/><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243; css=&#8221;.vc_custom_1670596107945{background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1671441396930{padding-top: 35% !important;padding-bottom: 25% !important;padding-left: 10% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: left;\"><a class=\"fancybox-inline\" href=\"#uslovi\">Terms and conditions<\/a><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#ffffff&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1633432342192{margin-top: 1.6em !important;}&#8221;]<\/p>\n<h2>Recommended<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456008310{padding-top: 1.5em !important;}&#8221;][vc_row_inner gap=&#8221;15&#8243; css=&#8221;.vc_custom_1634219383741{margin-top: 2em !important;margin-bottom: 2em !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671441432230{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/DZO-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/DZO-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/putovanja\/putno-osiguranje\/dzo-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634219466783{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Voluntary health insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Health care has become one of the most important challenges we live with. Take out a voluntary health insurance policy and provide yourself or your employees with fast medical care.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-31d07332e344a8a51e67d1263d411e1f.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-31d07332e344a8a51e67d1263d411e1f > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/voluntary-health-insurance\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1671708825280\" id=\"default-btn-31d07332e344a8a51e67d1263d411e1f\" title=\"Voluntary health insurance\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671441440687{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-751ba3fabaeec33e891ee4441a7342bd.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-751ba3fabaeec33e891ee4441a7342bd.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-751ba3fabaeec33e891ee4441a7342bd .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-751ba3fabaeec33e891ee4441a7342bd .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-751ba3fabaeec33e891ee4441a7342bd alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/zo-zastita-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/zo-zastita-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/imovina\/osiguranje-licne-imovine\/zo-zastita-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634219429448{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Protection<\/strong><\/h5>\n<p style=\"text-align: center;\">You should make sure that your family is not left with the burden of debts, unpaid loan instalments, tuition expenses! Accidents cannot be foreseen or prevented, but their unwanted financial consequences may be alleviated.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-aea04cd8ad85ccf35310bb984316e9b6.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-aea04cd8ad85ccf35310bb984316e9b6 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/life\/protection\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1671708839633\" id=\"default-btn-aea04cd8ad85ccf35310bb984316e9b6\" title=\"Protection\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671441446878{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-71c675cc5ebbf14c879ab20512183036.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-71c675cc5ebbf14c879ab20512183036.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-71c675cc5ebbf14c879ab20512183036 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-71c675cc5ebbf14c879ab20512183036 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-71c675cc5ebbf14c879ab20512183036 alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/zo-stednja-i-zastita-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/zo-stednja-i-zastita-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/automobili\/kasko-osiguranje\/zo-stednja-i-zastita-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634219446639{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Savings and protection<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">If you invest in this type of life insurance, it means that you responsibly and timely think about your future and the future of your loved ones. This insurance is intended for persons who want to save toward a carefree future and, at the same time\u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-8de72d6f122438b9ebeb2e0b64b1fad3.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-8de72d6f122438b9ebeb2e0b64b1fad3 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/life\/savings-and-protection\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1671708855289\" id=\"default-btn-8de72d6f122438b9ebeb2e0b64b1fad3\" title=\"Savings and protection\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs&#8221;][vc_column_text]<\/p>\n<div id=\"uslovi\">\n<h2><\/h2>\n<h2><div class=\"gap\" style=\"line-height: 20px; height: 20px;\"><\/div><\/h2>\n<h2><strong>Download terms and conditions<\/strong><\/h2>\n<h2><div class=\"gap\" style=\"line-height: 20px; height: 20px;\"><\/div><\/h2>\n<h4><a href=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/12\/eng-opsti-uslovi-dzo-2022.pdf\">Voluntary health insurance general terms and conditions<\/a><\/h4>\n<h2><div class=\"gap\" style=\"line-height: 10px; height: 10px;\"><\/div><\/h2>\n<h4><a href=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/12\/posebni_uslovi_dzo_za_slucaj_oboljevanja_od_raka_eng.pdf\">Special terms and conditions for voluntary health insurance against cancer risk<\/a><\/h4>\n<h2><div class=\"gap\" style=\"line-height: 10px; height: 10px;\"><\/div><\/h2>\n<h4><a href=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/12\/posebni_uslovi_lica_za_slucaj_tezih_bolesti_i_hirurskih_intervencija_eng.pdf\">Special terms and conditions for voluntary health insurance against serious illnesses and surgical interventions<\/a><\/h4>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60404&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text] Insurance of persons in the event of critical illnesses and surgical interventions [\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629455948487{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Insurance of Persons against Critical Illnesses and Surgical Interventions&hellip;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":60419,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60401","page","type-page","status-publish","hentry","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - 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