{"id":60395,"date":"2021-05-24T13:52:29","date_gmt":"2021-05-24T12:52:29","guid":{"rendered":"https:\/\/stage.dunav.com\/osiguranje-od-nezgode\/"},"modified":"2023-11-03T15:00:03","modified_gmt":"2023-11-03T14:00:03","slug":"accident-insurance","status":"publish","type":"page","link":"https:\/\/stage.dunav.com\/en\/insurance\/health\/accident-insurance\/","title":{"rendered":"Accident insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60510&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;]<style type=\"text\/css\" 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15px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-fb1a24f9258d849afbbca9c91f5d13f5 layout-1  vc_custom_1633430544148 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-quote-left\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-quote-left\"><\/i><\/span><\/span><h5 class=\"dt-text-title\"  >Always be one step ahead of a possible problem<\/h5><div class=\"dt-text-desc\">Accidents and injuries are a part of everyday life. None of us is spared from possible complications caused by injuries, but those who prevent inconvenience by taking out accident insurance cover have the leverage.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>What is covered by accident insurance<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456174162{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Accident insurance covers all events that occur suddenly and beyond the will of the insured person and result in their death, total or partial disability, and health impairment requiring medical assistance or temporary working incapacity.<\/p>\n<p>This insurance provides coverage and appropriate indemnity in the event of:<\/p>\n<ul>\n<li>accidental death<\/li>\n<li>permanent accidental disability<\/li>\n<li>medical expenses following an accident<\/li>\n<li>daily allowance in case of temporary working incapacity due to an accident<\/li>\n<li>loss of earnings (compulsory insurance)<\/li>\n<li>rescue costs (under the insurance of members of mountaineering and speleological associations).<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1621429252914{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>What types of accident insurance are offered<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456168978{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Our proposal comprises the following types of accident insurance:<\/p>\n<ul>\n<li>individual or lump sum personal insurance;<\/li>\n<li>group Workmen\u2019s Compensation Insurance;<\/li>\n<li>group Insurance of Employees against Occupational Diseases;<\/li>\n<li>insurance of household members;<\/li>\n<li>insurance of drivers, passengers and workers in motor vehicles;<\/li>\n<li>members of sports organizations;<\/li>\n<li>members of hunting and fishing organizations;<\/li>\n<li>members of voluntary fire-fighting and other rescue services;<\/li>\n<li>flight crew and passengers on airplanes and other aircrafts;<\/li>\n<li>members of culture and art associations;<\/li>\n<li>children;<\/li>\n<li>pupils and students;<\/li>\n<li>students during stay in a foreign country;<\/li>\n<li>members of youth and student cooperatives;<\/li>\n<li>guests in hotels, motels, and other accommodation facilities;<\/li>\n<li>visitors of culture and art, sports and other events;<\/li>\n<li>tourists and excursionists;<\/li>\n<li>journal subscribers, savings investors, and the like;<\/li>\n<li>mine, grenade and other explosive disposal technicians;<\/li>\n<li>stuntmen and acrobats;<\/li>\n<li>participants of skiing and swimming courses;<\/li>\n<li>participants in sports games, youth and children&#8217;s Olympic games;<\/li>\n<li>divers;<\/li>\n<li>passengers in public transport (voluntary);<\/li>\n<li>users (recreationalists) of cable cars and funiculars;<\/li>\n<li>members of the mountaineering and speleological associations;<\/li>\n<li>passengers in public transport (mandatory);<\/li>\n<li>family accident insurance of current account holders.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1628776368735{padding-top: 3em !important;padding-bottom: 1em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Important questions<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456181724{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_row_inner gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Who can be covered by individual accident insurance?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633430967082{padding-bottom: 20px !important;}&#8221;]Individual accident insurance can be taken out by all individuals, in accordance with their wishes and needs, except for persons declared legally incompetent[\/vc_toggle][vc_toggle title=&#8221;Who can take out group workmen\u2019s compensation?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633430990065{padding-bottom: 20px !important;}&#8221;]Group workmen\u2019s compensation can be concluded by legal entities for their employees or members, regardless of the health status, general working capacity, or years of age, excluding the persons declared legally incompetent.[\/vc_toggle][vc_toggle title=&#8221;Who can take out insurance for household members?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633431007530{padding-bottom: 20px !important;}&#8221;]This insurance can be contracted by any member of the household or any legal entity that has an interest in insuring its members and their family or household, from birth to the age of 75, regardless of their health status and general working capacity. Exceptions are the persons declared legally incompetent who are in any case excluded from insurance. This insurance can be concluded as individual (all members of one household) or group insurance (all members of at least five households).[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Who can take out insurance of children?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633431023188{padding-bottom: 20px !important;}&#8221;]This insurance can be contracted by the parent or guardian of the child up to 14 years of age, but also by any other natural or legal person who has an interest in concluding this insurance. By concluding the insurance contract, the child will be insured against accidents such as: falling, slipping, hitting with an object, electric shock or lightning, traffic accidents, injuries, burns, poisoning, etc., which can result in disability or bone fractures, medical expenses, stay in hospital, or death of the insured.[\/vc_toggle][vc_toggle title=&#8221;Who can take out insurance of pupils and students?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633431040256{padding-bottom: 20px !important;}&#8221;]This insurance can be concluded by a school (primary, secondary and vocational school, college, university) or a faculty, for its full-time and part-time students, regardless of their health status, general working capacity, and age. 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.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f.layout-1 {\n  grid-template-columns: 60px minmax(0,1fr);\n  grid-column-gap: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f.layout-2 {\n  grid-template-columns: minmax(0,1fr) 60px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f.layout-3 {\n  grid-template-columns: 60px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f.layout-3 .dt-text-title {\n  margin-left: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .dt-text-title a {\n  color: #ffffff;\n  background: none;\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-c858f6d9bcd60295c4c908a23ed9105f .dt-text-desc {\n  color: #ffffff;\n  background: none;\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-c858f6d9bcd60295c4c908a23ed9105f layout-1  vc_custom_1633431056569 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-info\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-info\"><\/i><\/span><\/span><div class=\"dt-text-desc\">This text is for information only. More detailed information and a proposal tailored to your needs are available at all points of sale of the Company or by calling 0800 386 286 free of charge.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1670596087088{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1670596101960{padding-top: 0px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}&#8221; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 alignnone  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:1000px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img fetchpriority=\"high\" decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20350%20350&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg 350w\" loading=\"eager\" sizes=\"(max-width: 350px) 100vw, 350px\" width=\"350\" height=\"350\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/support-in-treating-critical-illnesses\/uslovi-350-350-s-2-2\/\" style=\"--ratio: 350 \/ 350;\" alt=\"\" \/><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243; css=&#8221;.vc_custom_1670596107945{background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1671708424956{padding-top: 35% !important;padding-bottom: 25% !important;padding-left: 10% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: left;\"><a class=\"fancybox-inline\" href=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/12\/opsti_uslovi_za_osiguranje_lica_od_posledica_nesrecnog_slucaja_eng.pdf\">Terms and conditions<\/a><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#ffffff&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1633432342192{margin-top: 1.6em !important;}&#8221;]<\/p>\n<h2>Recommended<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456008310{padding-top: 1.5em !important;}&#8221;][vc_row_inner gap=&#8221;15&#8243; css=&#8221;.vc_custom_1634218403387{margin-top: 2em !important;margin-bottom: 2em !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671459238227{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-5afe0895f8bdde0be0ee66a880bc573e.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-5afe0895f8bdde0be0ee66a880bc573e.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-5afe0895f8bdde0be0ee66a880bc573e .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-5afe0895f8bdde0be0ee66a880bc573e .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-5afe0895f8bdde0be0ee66a880bc573e alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/osig-imovine-za-poslovne-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/osig-imovine-za-poslovne-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/accident-insurance\/osig-imovine-za-poslovne-500x280-2\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634219852764{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Property insurance for business clients<\/strong><\/h5>\n<p style=\"text-align: center;\">If, as an employer, you take good care of your investments and other fruit of hard work, we propose you arrange an insurance coverage against fire and allied perils or some other insurance for business users\u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-ed4f12ce0e6be98da0f1748855809771.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-ed4f12ce0e6be98da0f1748855809771 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/property\/business\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1671708623628\" id=\"default-btn-ed4f12ce0e6be98da0f1748855809771\" title=\"Property insurance for business clients\" rel=\"nofollow\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671459243898{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-6c8adbfe6477061b661ea7f0beab90b6.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-6c8adbfe6477061b661ea7f0beab90b6.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-6c8adbfe6477061b661ea7f0beab90b6 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-6c8adbfe6477061b661ea7f0beab90b6 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-6c8adbfe6477061b661ea7f0beab90b6 alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/odgovornost-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/odgovornost-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/property\/business\/odgovornost-500x280-2\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634220060047{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Liability insurance<\/strong><\/h5>\n<p style=\"text-align: center;\">Liability insurance covers the civic legal liability of the insured for damages occurred due to death, bodily injury or health impairment as well as damage to or destruction of third party belongings.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-aa7b6375fe2543d557d3d4ce251a86de.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-aa7b6375fe2543d557d3d4ce251a86de > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/liability\/liability-insurance\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1671708619579\" id=\"default-btn-aa7b6375fe2543d557d3d4ce251a86de\" title=\"Liability insurance\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1671459249667{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-e14d94254253435e1b5a73d017d0790d.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-e14d94254253435e1b5a73d017d0790d.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-e14d94254253435e1b5a73d017d0790d .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-e14d94254253435e1b5a73d017d0790d .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-e14d94254253435e1b5a73d017d0790d alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/podrska-pri-lecenju-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/podrska-pri-lecenju-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/property\/personal\/podrska-pri-lecenju-500x280-2\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634219907510{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Support in treatment of specific illnesses<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">The costs of treatment can be extremely high and can become a real challenge for an already strained family budget. Take out insurance of persons against critical illnesses and surgical interventions \u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-c8171e3eade7899097443311bd9318c8.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-c8171e3eade7899097443311bd9318c8 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/support-in-treating-critical-illnesses\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1671708638555\" id=\"default-btn-c8171e3eade7899097443311bd9318c8\" title=\"Support in treating critical illnesses\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60510&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text] What is covered by accident insurance [\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456174162{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Accident insurance covers all events that occur suddenly and beyond the will of the insured&hellip;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":60419,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60395","page","type-page","status-publish","hentry","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - 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