{"id":60369,"date":"2021-05-25T14:10:30","date_gmt":"2021-05-25T13:10:30","guid":{"rendered":"https:\/\/stage.dunav.com\/insurance\/life\/stednja-i-zastita\/"},"modified":"2022-12-12T09:22:45","modified_gmt":"2022-12-12T08:22:45","slug":"savings-and-protection","status":"publish","type":"page","link":"https:\/\/stage.dunav.com\/en\/insurance\/life\/savings-and-protection\/","title":{"rendered":"Savings and protection"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60365&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;]<style type=\"text\/css\" 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15px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-236d5141899c77330111d78fb161a01b layout-1  vc_custom_1633415075310 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-quote-left\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-quote-left\"><\/i><\/span><\/span><h5 class=\"dt-text-title\"  >It\u2019s time for a life plan!<\/h5><div class=\"dt-text-desc\">Every day, life presents us with numerous challenges. Some we can respond to, but there are others, where we need assistance. Our services answer many dilemmas, making your future more secure and less uncertain.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>\u041cy life and My life +<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1611911436594{padding-top: 1em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]These services are in the highest demand and can be obtained within endowment covers for one person. They cover the risk of death and the survival of insurance expiry.<\/p>\n<p>Depending on your needs, you may opt for:<\/p>\n<ul>\n<li>Equal sum insured for both death risk and survival of insurance expiry (MY LIFE);<\/li>\n<li>Sum insured that is two times higher than the sum insured for survival of insurance expiry (MY LIFE +);<\/li>\n<li>In addition to standard insurance, you may choose to receive the protection against additional risks\u2013 accident insurance.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1621429252914{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Together and Together +<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1611911436594{padding-top: 1em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]Mutual endowment insurance provides insurance coverage for two persons in the event of death and\/or survival of the insurance expiry. Upon insurance expiry under this policy, the sum insured is paid out to each insured person, in equal amounts, and in the event of death of one insured person, the total sum insured for death risk belongs to the other insured person. In the event that both insured persons die at the same time, the sum insured is paid out to the beneficiary or beneficiaries indicated in the policy or, if the beneficiary is not determined, to the legal heirs of the policyholder.<\/p>\n<p>Depending on your needs, you may opt for:<\/p>\n<ul>\n<li>equal sum insured for both death risk and survival of insurance expiry (TOGETHER),<\/li>\n<li>sum insured that is two times higher than the sum insured for survival of insurance expiry (TOGETHER +),<br \/>\nIn addition to standard insurance, you may choose to receive the protection against additional risks \u2013 accident insurance.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Our child<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1611911436594{padding-top: 1em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]This policy provides you with guaranteed assurance that a predefined amount of money will be paid solely to your child, at the time when you feel that your child needs it most. It is intended for parents and grandparents and cousins who wish to make their contribution to the attainment of the child\u2019s goals.<br \/>\nThe best way to give your child the joy of life is to make sure that your child can rely on you in the future!<br \/>\nIn addition to standard insurance, you may contract the protection against additional risks \u2013 accident insurance.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1621429252914{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Savings \u2013 Extra plan and Extra plan +<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1611911436594{padding-top: 1em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]This insurance cover is intended for persons who are notably interested in the savings component, for those who want to save and provide for financially comfortable future, and for the persons whose health does not qualify them to benefit from other life insurance services.<\/p>\n<p>Within this service, there are two options to choose from:<\/p>\n<ul>\n<li>Life insurance in the event of survival of insurance expiry with the return of premium paid for the death risk of the insured during the insurance period (Extra Plan +),<\/li>\n<li>Life insurance in the event of survival of insurance expiry without the return of premium paid for the death risk of the insured during the insurance period (Extra Plan),<\/li>\n<\/ul>\n<p>Since this insurance has a savings component, it is possible to contract additional protection in the form of supplementary covers which provide your family with full protection and safety in case of unwanted events \u2013 accident insurance.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1615986578496{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Important questions<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1616507971618{padding-top: 1em !important;padding-bottom: 1.5em !important;}&#8221;][vc_row_inner gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Who can take out this insurance policy?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633415761942{padding-bottom: 20px !important;}&#8221;]This insurance covers the persons from 15 to 70 years of age, however, the insurance expiry may not occur after the calendar year in which the insured turns 75. When it comes to OUR CHILD insurance, this policy can be taken out by persons aged 15 through 65. EXSTRA PLAN insurance may cover all persons, regardless of their health, from birth till turning 81, where the insurance expiry may not occur after the calendar year in which the insured turns 85.[\/vc_toggle][vc_toggle title=&#8221;What is the insurance period?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633415788717{padding-bottom: 20px !important;}&#8221;]This insurance may be concluded for the period of 5 to 25 years. In OUR CHILD COVER, the insurance period is period of 5 to 25 years, but the Insurer\u2019s liability is predetermined in the insurance contract, regardless of the time when the insured event has occurred. In EXTRA PLAN insurance, insurance period depends on the agreed premium payment schedule: 4 to 25 years for a lump sum premium payment, or 8 to 25 years for annual premium payment.[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Premium payment?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633415807461{padding-bottom: 20px !important;}&#8221;]The amount of premium is determined by you, according to your financial means and future plans. Premium can be paid in accordance with your needs &#8211; in monthly, quarterly, semi-annual or annual instalments, or as a lump sum. 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.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011.layout-1 {\n  grid-template-columns: 60px minmax(0,1fr);\n  grid-column-gap: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011.layout-2 {\n  grid-template-columns: minmax(0,1fr) 60px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011.layout-3 {\n  grid-template-columns: 60px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011.layout-3 .dt-text-title {\n  margin-left: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .dt-text-title a {\n  color: #ffffff;\n  background: none;\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 .dt-text-desc {\n  color: #ffffff;\n  background: none;\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-aabe27aa4c231b70f293f23e3f9d6011 layout-1  vc_custom_1633415835742 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-info\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-info\"><\/i><\/span><\/span><div class=\"dt-text-desc\">This text is for information only. More detailed information and a proposal tailored to your needs are available at all points of sale of the Company or by calling 0800 386 286 free of charge.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1670596087088{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1670596101960{padding-top: 0px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}&#8221; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 alignnone  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:1000px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img fetchpriority=\"high\" decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20350%20350&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg 350w\" loading=\"eager\" sizes=\"(max-width: 350px) 100vw, 350px\" width=\"350\" height=\"350\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/support-in-treating-critical-illnesses\/uslovi-350-350-s-2-2\/\" style=\"--ratio: 350 \/ 350;\" alt=\"\" \/><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243; css=&#8221;.vc_custom_1670596107945{background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1670833360797{padding-top: 35% !important;padding-bottom: 25% !important;padding-left: 10% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: left;\"><a class=\"fancybox-inline\" href=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/12\/opsti_uslovi_za_osiguranje_zivota_eng.pdf\">Terms and conditions<\/a><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; css=&#8221;.vc_custom_1670833263475{margin-top: -0.2em !important;}&#8221; bg_color_value=&#8221;#ffffff&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1633417781146{margin-top: 1.6em !important;}&#8221;]<\/p>\n<h2>Recommended<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1612358698952{padding-top: 1em !important;}&#8221;][vc_row_inner gap=&#8221;15&#8243; css=&#8221;.vc_custom_1625144930290{margin-top: 2em !important;margin-bottom: 2em !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1670833281843{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-836c11228ad3c65546d002cc91d3518c alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/osig-licne-imovine-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/osig-licne-imovine-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/automobili\/auto-odgovornost\/osig-licne-imovine-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633417524933{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Personal Property Insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Protect your property throughout the year and do not worry about any damages that might arise from unexpected events. In order to remedy the consequences of an adverse event, we propose you take out insurance coverage for your \u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-cc49244ef7d2f614f6523737f39df5e6.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-cc49244ef7d2f614f6523737f39df5e6 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/property\/personal\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1633417555051\" id=\"default-btn-cc49244ef7d2f614f6523737f39df5e6\" title=\"Personal Property Insurance\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1670833289203{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-245b7b9e9b49a3ebc29a8c5a15ede62c alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/DZO-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/DZO-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/putovanja\/putno-osiguranje\/dzo-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633417693468{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Voluntary health insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Health care has become one of the most important challenges we live with. Take out a voluntary health insurance policy and provide yourself or your employees with fast medical care.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-b97c2c21bf9d15b9e0f309260a348f81.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-b97c2c21bf9d15b9e0f309260a348f81 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/voluntary-health-insurance\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1637839710336\" id=\"default-btn-b97c2c21bf9d15b9e0f309260a348f81\" title=\"Dobrovoljno zdravstveno osiguranje\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1670833295803{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2 alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20281&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/kasko-povezani.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/kasko-povezani.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"281\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/automobili\/kasko-osiguranje\/kasko-povezani\/\" style=\"--ratio: 500 \/ 281;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633417577883{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Hull Insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Protect your vehicle, listen to the whisper of the engine and start!<br \/>\nIf you wish to protect against material damage to your vehicle at home and abroad, you have Hull Insurance at your disposal. Do not let anything surprise you.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-2f8d0ecae688eb2242e98c30a30c9850.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-2f8d0ecae688eb2242e98c30a30c9850 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/vehicles\/hull-insurance\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1633417598379\" id=\"default-btn-2f8d0ecae688eb2242e98c30a30c9850\" title=\"Kasko osiguranje\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60365&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text] \u041cy life and My life + [\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1611911436594{padding-top: 1em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]These services are in the highest demand and can be obtained within endowment covers for&hellip;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":60358,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60369","page","type-page","status-publish","hentry","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - 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