{"id":60092,"date":"2021-03-17T13:48:23","date_gmt":"2021-03-17T12:48:23","guid":{"rendered":"https:\/\/stage.dunav.com\/insurance\/vehicles\/auto-odgovornost\/"},"modified":"2025-02-01T00:09:16","modified_gmt":"2025-01-31T23:09:16","slug":"motor-liability","status":"publish","type":"page","link":"https:\/\/stage.dunav.com\/en\/insurance\/vehicles\/motor-liability\/","title":{"rendered":"Motor Third Party Liability Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60094&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;]<style type=\"text\/css\" 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15px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-a0786de1f9957df110bfe67147c4b4e6 layout-1  vc_custom_1632818287329 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-quote-left\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-quote-left\"><\/i><\/span><\/span><h5 class=\"dt-text-title\"  >Think of safety of other traffic participants!<\/h5><div class=\"dt-text-desc\">Motor Third Party Liability Insurance, a mandatory insurance of motor vehicle owners against liability for damages to third parties, is a regulatory and compulsory insurance concluded at the registration of a motor vehicle.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1611929231444{padding-top: 3em !important;padding-bottom: 2em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>What is covered by the MTPL Policy?<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; css=&#8221;.vc_custom_1629453087343{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221; accent_color=&#8221;#40a8db&#8221;][vc_column_text]Your liability as the vehicle owner\/user, in case you have caused a damage to a third party while using the motor vehicle, including death, bodily injury, health impairment, damage to or destruction of property.<\/p>\n<p>MTPL Policy does not cover damages to your own vehicle. To cover such damages, you need a Hull Policy.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611586618425{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Available additional types of coverage<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; css=&#8221;.vc_custom_1629453114495{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221; accent_color=&#8221;#40a8db&#8221;][vc_column_text]<\/p>\n<h3>Drivers and Passengers Accident Insurance<\/h3>\n<p>Motor Accident Insurance covers accidental death occurred in the course of driving or operating a motor vehicle and\/or a permanent disability as a consequence of injury in the course of driving or operating a motor vehicle.[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1632818850198{margin-top: 2em !important;}&#8221;]<\/p>\n<h3>Roadside Assistance Insurance<\/h3>\n<p>With this insurance Policy, you can drive free of any care, because in case of an unforeseen situation on the road, we will provide you with an assistance in conformity with the agreed insurance package.[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1738364950075{margin-top: 2em !important;}&#8221;]<\/p>\n<h3>Glass Breakage Insurance<\/h3>\n<p>Supplementary to our Motor Third Party Liability Policy, you can conclude a Partial Hull Policy against hull risk, which covers the breakage and damage to all kinds of glass on your vehicle other than the glass (plastics) on lighting devices, mirrors and vehicle roof (including the glass roof). There is also an option to add coverage for the additional risk of glass theft.[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1632818921774{margin-top: 2em !important;}&#8221;]<\/p>\n<h3>Green Card<\/h3>\n<p>As a rider to our MTPL Policy, you can purchase a Green Card &#8211; an international document on motor vehicle insurance, as is an evidence that your vehicle is covered by a valid insurance coverage while being used in a foreign country. A Green Card is required for the travel to Russia, Belarus, Ukraine, Moldova, Turkey, Israel, Iran, Northern Macedonia, Albania, Tunisia, Morocco and Azerbaijan.<\/p>\n<p>Due to the exit of Great Britain and Northern Ireland from the EU, it is recommended that all vehicles with Serbian license plates, starting from January 1, 2021, should have a Green Card.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1627556005483{padding-top: 2em !important;padding-bottom: 1em !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1632820870306{margin-top: 1em !important;}&#8221;]<\/p>\n<h2>Important questions<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; css=&#8221;.vc_custom_1632820904591{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221; accent_color=&#8221;#40a8db&#8221;][vc_row_inner gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;What documents do I need when taking out a Motor TPL Policy?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632818994622{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]You need to have a previous policy, traffic license, owner&#8217;s ID card, registration sheet and\/or invoice from the vehicle procurement or a certificate of conformity for the new vehicles.[\/vc_toggle][vc_toggle title=&#8221;What does the premium amount depend on?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819013541{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]The insurance premium for passenger vehicles depends on the power of engine, purpose of the vehicle and the acquired bonus\/malus.[\/vc_toggle][vc_toggle title=&#8221;What is the method of calculating the Policy bonus\/malus?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819134449{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]One year without damages brings a bonus of 5%, two years without damages bring a bonus of 15%, while careful drivers who report no damages for a period of three years are rewarded with a maximum bonus of 25%.<\/p>\n<p>Malus depends on the number of claims in one insurance year.[\/vc_toggle][vc_toggle title=&#8221;Is it possible to complete the registration and issuance of the police sticker at one place?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819175271{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]The entire registration can be completed at the majority of locations where the technical inspections are performed.[\/vc_toggle][vc_toggle title=&#8221;Can I repair a damage to my own vehicle in the event of an accident, if I hold a Motor Third Party Liability Policy?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819209201{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]No. The compulsory MTPL Policy only covers damages caused to third parties.[\/vc_toggle][vc_toggle title=&#8221;What do I need in order to conclude the motor accident insurance?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819240964{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]You need to have concluded a Motor TPL or Hull Insurance Policy.[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Do I select the sum insured when concluding the Motor Accident Policy?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819274014{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]Yes. When contracting the insurance coverage, you select the sum insured, separately for disability and separately for accidental death risk.[\/vc_toggle][vc_toggle title=&#8221;How can I obtain information if and where the police report has been delivered?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819310997{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]If you are our insured, you can get the information on the report in our motor claims centres or by calling our Call Centre at 0800 386 286.[\/vc_toggle][vc_toggle title=&#8221;In which cases do I fill in the European Traffic Accident Report form?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819343315{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]You only fill in this Report in the cases when there is a minor material damage to the vehicles and no injured parties. If you are not sure as to the scope of the damage caused to the vehicle, you need to call the police to make a Damage Inspection Report.[\/vc_toggle][vc_toggle title=&#8221;Can I buy a Green Card at any insurance company?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819423104{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]The Green Card can be bought only with the insurance company with which you have concluded the Compulsory Motor TPL Insurance Policy.[\/vc_toggle][vc_toggle title=&#8221;How much does the Green Card cost?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1632819439781{padding-bottom: 20px !important;}&#8221; use_custom_heading=&#8221;true&#8221;]The price of the Green Card with the Dunav Insurance Company is RSD 2,000.[\/vc_toggle][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#ffffff&#8221; css=&#8221;.vc_custom_1627556110206{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon {\n  width: 60px;\n  height: 60px;\n  line-height: 60px;\n  font-size: 40px;\n  border-radius: 200px;\n  margin: 0px 10px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon .icon-inner {\n  min-width: 60px;\n  min-height: 60px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  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border-width: 2px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:hover {\n  font-size: 40px;\n}\n#page .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd.layout-1 {\n  grid-template-columns: 60px minmax(0,1fr);\n  grid-column-gap: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd.layout-2 {\n  grid-template-columns: minmax(0,1fr) 60px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd.layout-3 {\n  grid-template-columns: 60px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd.layout-3 .dt-text-title {\n  margin-left: 10px;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .dt-text-title a {\n  color: #ffffff;\n  background: none;\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-df0fda9a7a9e456022dde68ee145c4cd .dt-text-desc {\n  color: #ffffff;\n  background: none;\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-df0fda9a7a9e456022dde68ee145c4cd layout-1  vc_custom_1632820424580 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-info\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-info\"><\/i><\/span><\/span><div class=\"dt-text-desc\">This text is for information only. More detailed information and a proposal tailored to your needs are available at all points of sale of the Company or by calling 0800 386 286 free of charge.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1670596087088{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1670596101960{padding-top: 0px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}&#8221; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-97afb8716f586ddac2cf836a60d23aa8 alignnone  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:1000px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img fetchpriority=\"high\" decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20350%20350&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/06\/uslovi-350-350-s-2.jpg 350w\" loading=\"eager\" sizes=\"(max-width: 350px) 100vw, 350px\" width=\"350\" height=\"350\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/insurance\/health\/support-in-treating-critical-illnesses\/uslovi-350-350-s-2-2\/\" style=\"--ratio: 350 \/ 350;\" alt=\"\" \/><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243; css=&#8221;.vc_custom_1670596107945{background-color: #ffffff !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1670832781183{padding-top: 35% !important;padding-bottom: 25% !important;padding-left: 10% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: left;\"><a class=\"fancybox-inline\" href=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2022\/12\/uslovi_za_auto_odgovornost_eng.pdf\">Terms and conditions<\/a><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_col-lg-2 vc_col-md-2 vc_col-xs-6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; css=&#8221;.vc_custom_1670832645715{margin-top: 1em !important;background-color: #f3f3f3 !important;}&#8221; bg_color_value=&#8221;#ffffff&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1634217828292{margin-top: 1.3em !important;}&#8221;]<\/p>\n<div class=\"wpb_text_column wpb_content_element vc_custom_1632474874687\">\n<div class=\"wpb_wrapper\">\n<h2>Recommended<\/h2>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; css=&#8221;.vc_custom_1628768894100{padding-top: 1.7em !important;}&#8221; accent_color=&#8221;#40a8db&#8221;][vc_row_inner gap=&#8221;15&#8243; css=&#8221;.vc_custom_1616503445640{margin-top: 1.5em !important;margin-bottom: 2em !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1670832660324{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-8cea74cc66e0e2deec71750c0109d8d2 alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20281&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/kasko-povezani.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/kasko-povezani.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"281\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/automobili\/kasko-osiguranje\/kasko-povezani\/\" style=\"--ratio: 500 \/ 281;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1632820614334{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Hull Insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Protect your vehicle, listen to the whisper of the engine and start!<br \/>\nIf you wish to protect against material damage to your vehicle at home and abroad, you have Hull Insurance at your disposal. Do not let anything surprise you.<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-4c3ea0a3e10d0bd49f33367677842ab3.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-4c3ea0a3e10d0bd49f33367677842ab3 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/vehicles\/hull-insurance\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1633094538320\" id=\"default-btn-4c3ea0a3e10d0bd49f33367677842ab3\" title=\"Hull insurance\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1670832670333{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-836c11228ad3c65546d002cc91d3518c alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/osig-licne-imovine-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/osig-licne-imovine-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/automobili\/auto-odgovornost\/osig-licne-imovine-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1632820628036{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Personal Property Insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Protect your property throughout the year and do not worry about any damages that might arise from unexpected events. In order to remedy the consequences of an adverse event, we propose you take out insurance coverage for your \u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-7ebc4558c1e14325ac548d6b254131b7.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-7ebc4558c1e14325ac548d6b254131b7 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/property\/personal\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1633350515261\" id=\"default-btn-7ebc4558c1e14325ac548d6b254131b7\" title=\"Personal property insurance\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1670832677253{background-color: #f3f3f3 !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-d12ff6d1be35c393b71ab2de5e074a12.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-d12ff6d1be35c393b71ab2de5e074a12.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-d12ff6d1be35c393b71ab2de5e074a12 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-d12ff6d1be35c393b71ab2de5e074a12 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-d12ff6d1be35c393b71ab2de5e074a12 alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/pomoc-na-putu-500x280-1.jpg\" data-srcset=\"https:\/\/stage.dunav.com\/wp-content\/uploads\/2021\/06\/pomoc-na-putu-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/stage.dunav.com\/en\/osiguranje\/automobili\/auto-odgovornost\/pomoc-na-putu-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633094502362{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Roadside assistance<\/strong><\/h5>\n<p style=\"text-align: center;\">Enjoy your travel! Traveling to the seaside or for winter holidays is like a soul-food \u2013 it opens up new horizons and provides energy for new life ventures. However, unexpected situations can happen during the journey, such as a car breakdown&#8230;<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-fca26a24cd66edd623a63fa50eafcd99.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-fca26a24cd66edd623a63fa50eafcd99 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/stage.dunav.com\/en\/insurance\/travels\/roadside-assistance\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1633094524361\" id=\"default-btn-fca26a24cd66edd623a63fa50eafcd99\" title=\"Roadside assistance\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60094&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1611929231444{padding-top: 3em !important;padding-bottom: 2em !important;}&#8221;][vc_column][vc_column_text] What is covered by the MTPL Policy? [\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; css=&#8221;.vc_custom_1629453087343{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221; accent_color=&#8221;#40a8db&#8221;][vc_column_text]Your liability as the vehicle owner\/user, in case you have caused a damage to&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":59984,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60092","page","type-page","status-publish","hentry","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Motor Third Party Liability Insurance - Dunav osiguranje<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Motor Third Party Liability Insurance - Dunav osiguranje\" \/>\n<meta property=\"og:description\" content=\"[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60094&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1611929231444{padding-top: 3em !important;padding-bottom: 2em !important;}&#8221;][vc_column][vc_column_text] What is covered by the MTPL Policy? 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